A generous round of interest rate cuts from the Reserve Bank of Australia since September has saved 350,000 households from mortgage stress, the nation's peak home building group says. The Housing Industry Association says 584,354 Australian households with a standard variable home loan were in mortgage stress in December compared with 934,502 in August before the rate cuts. In that time, mortgage stress rates have dropped to 21.1 per cent, from 31.8 per cent. Brisbane had the most dramatic reduction in mortgage stress, with the proportion of afflicted borrowers dropping to 13.4 per cent in December, from 32.7 per cent in August. The city also had the lowest mortgage stress rate of any state capital, lower than Adelaide (18.5 per cent), Melbourne (20.3 per cent) and Perth (22.1 per cent). - AAP

6 DAY TRADITIONAL TRATTORIA TRADES 44 HOURS PER WEEK TURNOVER $9,000 PER WEEK HIGH PROFITS

Great location North East suburb.Rent only $614 per week.Seats 80 with covered alfresco.Great family clientele.Same owner 11 years.High sales in Pizza - NO DELIVERIES(RLA 66335)ID 757Contact Pat Versace 8223 1337 / 0412 831 162

Claymore Wines

Realising that it was not possible to turn water into wine prompted Claymore Wines founder (a wine loving medical professional) to purchase his first vineyard at Leasingham in 1991. The Claymore Wines label began in 1997 under the possibly misguided premise that this could be a path to early retirement now over 10 years on thoughts of retirement may be premature! What started with small volumes of grenache and riesling wines (produced in volumes that the ordinary family would finish in a few months) has now grown to almost 12,000 cases per year across a highly awarded range of 10 wines.ContactPO Box 72,Watervale, Clare ValleySouth Australia 5452T: 08 8843 0200F: 08 8843 0200E: cellardoor@claymorewines.com.au